Financial
How to Apply for CEC Mastercard Credit Card (Basic Version) in Romania
Advertisements
THE CEC Mastercard It's an excellent option for those living in Romania looking for a reliable, globally accepted card with modern technology and competitive terms. Issued by one of the country's most traditional banks, it offers convenience, security, and complete control over your finances—all on your phone.
✅ Step by Step to Request the CEC Mastercard Card
1. Access the CEC Bank website or app
Download the CEC Mobile app (available on the App Store or Google Play) or visit the bank's official website.
2. Open your account or log in
If you're not yet a customer, create your digital account, 100% online, by providing your personal information and proof of residence in Romania. When you open your account, the bank offers exclusive benefits, such as a welcome bonus (varies depending on the current campaign).
3. Apply for a credit card
Within the app or website, select the card CEC Mastercard and fill out the credit analysis form.
4. Wait for approval
The analysis is quick and digital, taking into account your financial history and declared income. The initial limit varies depending on the client's profile.
5. Receive and activate your card
The physical card is sent to your address. Meanwhile, you can use the virtual card through the app for secure purchases.
📄 Required Documents
- Valid identity document (ID Card or Passport)
- Proof of residence in Romania
- Proof of income (may be requested)
- Legal residence in the country
💰 Detailed Information of CEC Mastercard (Basic Version)
| Category | Details |
|---|---|
| Annuity | Competitive value starting from 50 RON per year (varies depending on card type and promotions) |
| Cashback | Not available on the basic version, but there may be temporary promotions or upgraded cards. |
| Minimum limit | Approximately 1,000 RON |
| Maximum limit | It can reach up to RON 30,000, depending on the credit analysis |
| Analysis for limit definition | Assessment of financial history, monthly income, credit score and relationship with the bank |
| Approval for bad names | Generally not approved for people with significant financial constraints |
| Application process | 100% online, no need to go in person |
| Benefits of opening an account | Possibility of cash bonuses or fee discounts when opening an account |
| Bank reliability | State-owned bank with over 150 years of experience, recognized and trusted in the Romanian market |
📱 Digital Features and Security
- Physical card and virtual card for immediate and secure use
- Complete management via the CEC Mobile app: blocking, limits, alerts and expense control
- Real-time notifications for all transactions
- Contactless payments
- Enhanced authentication for online purchases
🛡️ Benefits of CEC Mastercard
- Affordable and transparent annual fees
- Digital and bureaucracy-free 100% management
- Global acceptance by Mastercard
- Installment payments for purchases in up to 12 interest-free installments, as per analysis
- Full control via the app, with easy access to invoices and limits
- Enhanced security to protect your information
📝 Conclusion
THE CEC Mastercard It's perfect for those looking for a secure, modern, and reliable card in Romania, with fast analysis and comprehensive digital management. With clear terms, profile-adjusted limits, and efficient support, it's suitable for everything from everyday use to international travel.
Looking for a card that combines tradition and innovation? The CEC Mastercard is a great choice.
